Privacy & Cookie Policy

1. Purpose and nature of this site

The website balanceandgrowth.com is a presentation site illustrating the activities of Balance & Growth Advisory, a project of BM Holding Srl. The site does not collect personal data through forms, registrations, or user behaviour analytics tools.

No profiling, remarketing, or statistical traffic analysis is carried out through first-party or third-party cookies.

2. Data processed

Browsing the site may involve the processing of the following categories of data:

• Technical browsing data — IP address, browser type, operating system, pages visited — processed automatically by the hosting provider's systems (Cloudflare) for security and service operation purposes. These data are not linked to identified individuals and are retained only for the time strictly necessary for technical management.
• Google Fonts — the site's typefaces are loaded from servers operated by Google LLC (Mountain View, California, USA). This involves the transmission of the user's IP address to Google when the page loads. Google LLC adheres to the EU-US Data Privacy Framework. Google's privacy policy: policies.google.com/privacy.

3. Cookies

This site does not use profiling cookies, analytical cookies, or marketing cookies of any kind.

One technical cookie is used:

• bg_ok — stores the user's preference to close the cookie information banner. Contains no personal data. Duration: 1 year. Type: first-party, strictly technical cookie.

Strictly necessary technical cookies do not require user consent under applicable EU and Italian law.

4. Hosting — Cloudflare

The site is delivered via Cloudflare Workers (Cloudflare Inc., 101 Townsend St, San Francisco, CA 94107, USA). Cloudflare processes technical browsing data as part of its CDN and security services. Cloudflare's privacy policy: cloudflare.com/privacypolicy.

5. Legal basis for processing

The processing of technical browsing data is carried out on the basis of the data controller's legitimate interest (Art. 6(1)(f) GDPR) in the proper delivery and security of the service. No processing requiring user consent is carried out, with the exception of the technical cookie bg_ok, for which the legal basis is the legitimate interest in site functionality.

6. International data transfers

Technical browsing data may be transferred to servers located in the United States via Cloudflare and Google LLC. Both providers adhere to the EU-US Data Privacy Framework, which ensures an adequate level of protection pursuant to Art. 45 GDPR.

7. Data subject rights

Under Arts. 15–22 of EU Regulation 2016/679 (GDPR), you have the right to:

• access your personal data (Art. 15)
• rectify inaccurate data (Art. 16) or request erasure (Art. 17)
• restrict processing (Art. 18)
• object to processing (Art. 21)
• request data portability (Art. 20)

Requests may be sent to: info@balanceandgrowth.com

8. Supervisory authority

You have the right to lodge a complaint with the competent supervisory authority: Garante per la Protezione dei Dati Personali (Italian Data Protection Authority), Piazza Venezia 11, 00187 Rome, Italy — garanteprivacy.it.

9. Updates

This policy was last updated in July 2026. If significant changes are made to the site or to how data is processed, this page will be updated accordingly.